State Farm® Insurance Agent Bob Love
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What our customers say about us...
GodFamilyCountry
July 22, 2026
"Nick was great help and very patient!"
Kelsee Hughes
July 21, 2026
"Highly recommend Bob Love Jr State Farm! Very helpful and patient with all my questions!"
"Thanks Kelsee! We appreciate you tremendously! I was happy to help with your life insurance needs! - Bob at Bob Love State Farm "
Oscar Usrey
July 20, 2026
"Talked with Bob Love and he was very pleasant to converse with! Honestly the easiest and most enjoyable experience I’ve had with an insurance company!!"
"Thank you for your kind review! I was happy to help with your auto, home, life and health insurance needs! - Bob at Bob Love State Farm "
Bob Love
July 14, 2026
"Great team and was able to dig into my retirement savings as soon as I asked! Knowledgeable and kind. Jill was great to talk too, super sweet, and I really like that Nick fellas mustache!"
"Thank you for the kind review! We are excited to be the full service State Farm Agent in Clio. Offering more than Auto and home and helping customers with retirement planning is important to us! Thanks for allowing our family to protect yours! - Bob with Bob Love - State Farm Insurance "
Bill Courneya
July 13, 2026
"My family was moved to Bob Love's location after our state farm agent of over 30 years retired. Not one member of my family didn’t have at least a couple of problems at Bob Love’s location. Some were small issues, some more serious.
Some examples of these problems are a form I signed reconfirming I had medical insurance to get a discount had to be resigned after filling it out the previous month at my original agent. When I paid my insurance the following week I had to pay a few dollars more than my statement. It wasn’t a big deal but I did question it. Bob’s employee said it was because I was late signing the form. I mentioned I had signed it the previous month. They then got defensive and rude about how it wasn’t their fault blaming the previous agent’s staff, and almost acting like it was my responsibility to make sure documents got transferred from one agent to the next. Agents I talked to when I was looking to switch away from Bob’s location said they had run into the same problem and that it was a Michigan law that gave a 30 day hold on medical records being transferred and that I should get a deduction on my next bill. Bob for 2 months all the way to the day we moved our policies went on blaming the previous agent. Neither him nor his employees put in the effort to find out what the actual cause was and just lazily blamed others.
Another problem we had is that my sister started getting calls from an employee named Nick claiming that another employee named Cheyenne told him my sister had just moved in with me and needed renters insurance. My sister has lived at that address for years and was added to the deed to the house around 15 years ago. They were never told that my sister wanted renter insurance by my sister or any family member though they kept claiming it and kept switching which person it was that told them. Anyways Nick called my sister everyday for two weeks straight. My sister works 60 hours a week and can’t take time for non-emergency phone calls while she is working. After being hounded for two weeks she felt harassed enough to make time to ask for the calls to stop. When my sister went in to transfer her policies Bob took an arrogant and aggressive tone. Telling her he didn’t like how my sister talked when she called to have the calls stopped. She told him she didn’t appreciate them blowing up her phone. He responded that he approved those calls and that is how he does things and that he sleeps good at night doing it that way. He even made my sister have to respond to an e-mail to get her policy moved after asking for it to get moved in person.
The last issue I’ll mention though these three are not all issues we had, is that Bob changed our policies to be digital communication without consent or authorization. We only found out when my sister’s car insurance was due and she didn’t receive a statement in the mail. These changes made it so in order to get proof of insurance she had to make the time to create an account and print them.
Due to these issues I personally wouldn’t recommend Bob Love’s location to people. If you want state farm insurance which I do recommend since I have never had an issue until being moved to Bob’s in over 30 years. I would recommend either Paul Donnelly in Grand Blanc or Tim Cairnduff in Birch run. My family has policies at both these locations. Every time I’ve gone in to pay a family member's bill at Donnelly’s location, or interacted with people at TimCairnduff’s location where I have moved my account. The people have been polite, friendly, and most importantly professional. Characteristics none of my family experienced at Bob Love’s location.
I have a new update. My sister went to pay her insurance and found out from our new agent that Bob Love had added her bank account for payments to be withdrawn from with out my sisters knowledge or permission. How they got the info she doesn't know. Making these changes to policies without the clients knowledge should be illegal."
"Thanks for the feedback Bill. We expect every person who interacts with our office to be treated with courtesy and professionalism—including our team. I don’t tolerate condescending or domineering conversations, and I hold both our staff and our customers to that same standard.
Our office works to ensure policies are accurate and that any discounts and coverages are applied correctly. That only happens when the information we’re provided is complete and consistent. When there are changes or items that require correction, we follow up to make sure the policy is handled properly and that customers are offered the discounts and coverage opportunities they qualify for.
With account transfers, it’s also standard practice to verify the change of agency and confirm key details with the policyholder before we submit updates. Before submitting transfers my process is to ensure the customer verifies the submission in their email.
Regarding paperwork and discounts: when forms and verifications are missing, unsigned, or incomplete, coverages and discounts can default based on the underwriting/processing requirements of State Farm and applicable regulations. We may not have control over what was submitted or signed prior to our opening, but once we identify what needs to be corrected, we take it seriously and work to resolve it.
Communication preferences and policy settings are not changed without the customer’s authorization. If you ever requested a review of your communication preferences, we would be glad to verify them. Similarly, if proof of insurance was needed in a format different from what you expected (or you needed help printing documentation), we can provide a printed copy in our office—if requested.
While it’s never our intention to avoid responsibility. While we will always take responsibility for what we control and for correcting issues we identify, there are parts of a policy that originate from earlier submissions and cannot be changed retroactively by our office without accurate information from the customer and appropriate processing.
We are solutions-based and we will work to address problems we encounter.
The only way I lay my head at night with peace is knowing that my team is always looking for pitfalls, shortages and potential gaps in coverage. I do stand by my reply and stand by the work that my team did to ensure you and your family were properly protected.
Regarding your update: We would have no way of adding a recurring method of payment without first getting the account information from the customer and second getting a signed authorization from the customer. I believe this to be some sort of misunderstanding. We do not change customer information without consent from the customer - we would have no reason to.
- Bob at Bob Love State Farm"
Dave Misenar
July 12, 2026
"Bob Love was great to work with. He explained all our options in detail. We were met by the staff who were courteous and very helpful. I highly recommend reaching out to him and his team if you are looking for insurance."
"Thank you for your kind review! We are grateful you chose us to help you with your auto and home insurance needs! - Bob at Bob Love State Farm "
Ed Joubran
July 10, 2026
"Nice place
Very friendly staff"
"Thank you Ed! We are excited to be the new neighbors in Clio! - Bob at Bob Love State Farm"
Andy Thompson
July 10, 2026
"The office is well run, professional and courteous. Bob and hiis team know their services, are helpful and go the extra mile. I am beyond happy with the service that I have received. I wish I could leave 6 stars."
"Thanks for the kind review! Happy to help with your auto insurance and home insurance needs! - Bob at Bob Love State Farm"
Jenna Tickle
July 9, 2026
"I personally worked with Tristan and I can’t say enough good things, took time to make sure everything was in place and had a beautiful attention to detail!"
"Thanks so much for the kind words Jenna! I'm so happy that Tristan took good care of your auto, renters and life insurance needs, and we are happy to be the new family protecting you in Clio! - Bob at Bob Love State Farm "
Tristan Neumann
June 24, 2026
"Changes that need to happen with randy were nearly instant once I switched to Bob in Clio. He definitely tells you how it is. The lady at the front desk is amazing to work with."
"Thanks for your great review Tristan! We are happy to help with all of your insurance and financial services needs, and I agree - Jill is pretty swell! - Bob at Bob Love State Farm "
Ella Hyatt
June 22, 2026
"Very helpful and had great plans for me!"
"Thank you Ella for your review! I’m thrilled Tristan set you up well! -Bob at Bob Love State Farm"
Breanna Gilbert
June 16, 2026
"He was very helpful and gave me plenty of options for coverage and offered me a wonderful affordable bundle deal."
"Thanks so much for the wonderful review! We are thrilled we could help you with your life insurance needs! -Bob at Bob Love State Farm"
Nicholas Olson
June 15, 2026
"Incredible team over there! Helped me get great coverage at an affordable rate!"
"Thank you for the great review! We are happy to help you with your insurance and financial services needs! - Bob at Bob Love State Farm "
alice horton
June 14, 2026
"super friendly team, came in needing a new policy and was taken care of right away! highly recommend!"
"Thank you for the great review! We are happy to help great customers like you! Thank you for allowing our family to protect yours! -Bob at Bob Love State Farm "
Bri Hoskey
June 13, 2026
"Great business to work with. Very attentive to your needs and helps you understand everything!"
"Thank you for the great review! "
Lydia Heine
June 12, 2026
"Excellent service! Bob and his team are so friendly and helpful. Communication is great."
"Thank you Lydia for your 5 Star Review! We are excited to be the good neighbor protecting your family! - Bob at Bob Love State Farm "
Jill Ashmore
June 12, 2026
"Great staff and easy to work with. Bob and his staff went above and beyond to help me out."
"Thank you for your great review! - Bob at Bob Love State Farm "
Nicklas Hippensteel
June 12, 2026
"Friendly staff and prompt helpful service!"
"Thank you for your 5 star review! We are happy to help with Insurance and financial services solutions through Auto, Home, Life, Health and Retirement Planning! - Bob at Bob Love State Farm"
jeanette gradowski
June 11, 2026
"What a great team to work with!!! Open communication…. Phone.. email and text. Follow up on any calls/emails. Great to work with!"
"Jeanette thank you so much for the 5 star review! We were happy to work with you on your homeowners insurance claim and are thrilled to be the family protect yours here in Clio. People like you are why we do what we do! - Bob at Bob Love State Farm "
Lou Almighty
June 8, 2026
"Very professional !!!! Very knowledgeable !!! Helped us with a very difficult situation !!! Thanks so very much will be a long time customer !!! Thanks again !!! Alisha&Louie"
"Thanks for the 5 star review! We are ecstatic to help, and you were a true pleasure to work with in a frustrating situation. Happy to be here for you for all of your auto insurance needs!- Bob at Bob Love State Farm"
Jacob Thompson
June 3, 2026
"Bob and his team make shopping insurance a breeze! Great prices on auto, home and life insurance. Even helped with the retirement plan! Thanks again"
"We appreciate your review, Jacob. We are so happy that you had such a wonderful experience with State Farm Agent Bob Love’s Team here in Clio ! "
Jamie Vincent
May 23, 2026
"So professional and informational and very quick with a response"
"Thanks for the great review! - Bob at Bob Love State Farm"
Sondra Stoltenberg
May 16, 2026
"My parents have had State Farm life insurance policies forever. Unfortunately, the time came when one of the policies had to be cashed in. Bob was amazing and did everything he could to make the process as quick and easy as possible. When I was already dealing with so much, he was a Godsend. I have heard that it can take a month or two to get the finances from a life policy, but within a week we had the deposit from State Farm, thanks to Bob."
"Thank you for the wonderfully kind review Sondra. I’m happy to be there when you needed us the most! Meeting you and your mom was wonderful, and I’m happy we were able to make the Life Insurance claims process as easy as it could be. We’re here when you need us! -Bob at Bob Love State Farm "
Ian
May 16, 2026
"Very helpful!"
"Thanks for the 5 Star Review! We are thrilled to be the new State Farm agency in Clio, Michigan. Always here to talk over auto, home, life and health insurance with our Neighbors! - Bob at Bob Love State Farm "
Ron Foskett
May 9, 2026
"So far, our experience with our new State Farm agent has been great. Very responsive, helpful, and easy to work with. Great Service!"
"Thanks for the kind review! We’re excited to be the new State Farm agency in Clio! -Bob at Bob Love State Farm"